This is for Singaporeans and permanent residence (SPR) only.
If you have been procrastinating seeking risk management it means that you have not been rejected or declined. That is rule number one.
A handful of Singapore citizens and SPR had been procrastinating health insurance because they have
· A high body mass index (BMI), that is above 26.
· Diagnosed of a benign lump (More significantly, subject to some conditions, if a patient's pre-existing illness has, as far as he is concerned, disappeared and he signs up for the plan, should the illness return after a five-year absence, it will be covered.)
· Have child illness during school days like asthma, bronchitis but no recurrence since nor further investigations needed, etc…
Your assumptions are that you’ll have to fill up numerous healths supplementary forms disclosing in detail of the diagnosis. Why bother with all these?
Look no further. Your chances of owning a hospital and surgical plan had increased. Moratorium underwriting increases your application approval.
For a detailed discussion to clarify if you are eligible, you may contact me.
Moratorium underwriting does away with
· Medical declarations when customers sign up, and extending coverage to certain pre-existing illnesses after a five-year waiting period or moratorium period.
· Lengthy form filling application process
· Full underwriting disclosure
· Additional supplementary questionnaires
· Possible exclusions, etc
· Monetary health extras.
· Monetary burdening yourself / siblings with hospital expenses
Applicants no longer need to declare their medical history when they sign up, but are instead given instant approval. In addition there are deductibles and coinsurance benefits that are taken care off.
Moratorium will not apply to the following list of Pre-Existing Conditions:
§ Heart attack, heart bypass, angioplasty
§ Chronic obstructive lung disease, chronic cor pulmonale, pulmonary hypertension
§ Stroke
§ Liver cirrhosis
§ Paralysis
§ Osteoporosis
§ AIDS or HIV infection
§ Thalassaemia Intermediate/ major
§ Diabetes with complications - protein in urine, eye problem
§ End Kidney failure
§ Major Organ transplantation
§ Systemic lupus erythematosus (SLE)
§ Muscular dystrophy
§ Multiple sclerosis
§ Alzheimer's disease
§ Dementia
§ Major Cancer
§ Autism
Please do not procrastinate any longer. You have this weekend to decide and receive a NO obligation free consultation. Click here to contact me, now!
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